Applying Galatians 5

In the late 1970’s, I started reading a little paperback book published by Moody Press titled Faith’s Checkbook. It introduced me to the thoughts of Charles Spurgeon, an English Baptist. At the time, I never noticed the subtitle, “Being precious promises arranged for daily use with brief experimental comments.” But, in the early 2000’s, I began to wonder what the people who had influenced my application of the Bible had in common. The answer was: they were all experiential Calvinists. And, that is what my book, Warm-hearted Calvinists is about. (You can read this at we should keep returning to the cross in our thinking rather than being pumped up by how good we are today or were yesterday. As Paul says, “Walk in the Spirit…” (Gal.5:16) “If we live in the Spirit, let us also walk in the Spirit” (Gal. 5:25). To walk that way–to live by faith– is to think about and rejoice in what Jesus accomplished for us by dying in our place.

“The just shall live by faith” Rom. 1:17

I shall not die. I can, I do believe in the Lord my God, and this faith will keep me alive. I would be numbered among those who in their lives are just; but even if I were perfect I would not try to live by my righteousness; I would cling to the work of the Lord Jesus, and still live by faith in Him and by nothing else. If I were able to give my body to be burned for my Lord Jesus, yet I would not trust in my own courage and constancy, but still would live by faith…

To live by faith is a far surer and happier thing than to live by feelings or by works. The branch, by living in the vine, lives a better life than it would live by itself, even if it were possible for it to live at all apart from the stem. To live by clinging to Jesus, by deriving all from Him, is a sweet and sacred thing.

If even the most just must live in this fashion, how much more must I who am a poor sinner!

Lord, I believe. I must trust Thee wholly. What else can I do? Trusting Thee is my life. I feel it to be so. I will abide by this even to the end. (quoted from April 20, p. 96, Faith’s Checkbook, by Charles Spurgeon, Moody Press, Chicago, date unknown).

To live by faith is
to walk in the Spirit which includes
to purposely think about what the Lord Jesus Christ accomplished on the cross for you.

About Carol Brandt

I earned a B.A. in History from Florida State University and M.Ed in.Higher Education from Florida Atlantic University. I taught high school social studies before “retiring” to full-time homemaking and raising two daughters. Now I love being a grandmother to four boys and a girl. I have also raised five collies.

My husband, John, was an optometrist, who worked tirelessly for his profession through private practice and as a consultant, and served on the Board of Trustees of Illinois College of Optometry for twenty years.

Ernest Reisinger was my chief mentor in this warm-hearted application of Calvinism. He gave me many books! The Founders Journal and Founders Conferences, Martyn Lloyd-Jones, and Charles Spurgeon have been other sources of Reformed thinking as well as the other warm-hearted ones listed in my book, “Warm-hearted Calvinists.”


  1. Mary Ann Griffin

    I ordered me a copy of Faith’s Checkbook this morning—-thanks for the lesson!

  2. So glad there are copies available. Mine is falling apart! Where did you buy it?

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